Terms of Service
Effective Date: 13th September 2025 | Last Updated: 13th September 2025
1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and Financial Pages ("Company", "we", "our", or "us") regarding your use of our website at financialpages.co.uk and related services.
By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.
2. Description of Services
Financial Pages provides UK company intelligence and financial data services, including:
- Company search and business intelligence reports
- Real-time Alternative Investment Market (AIM) data
- Lead generation and business development tools
- Financial analysis and health scoring
- API access to company and market data
Our services are provided on an "as is" and "as available" basis. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.
3. User Responsibilities and Conduct
3.1 Acceptable Use
You agree to use our services only for lawful purposes and in accordance with these Terms. You must not:
- Violate any applicable laws or regulations
- Infringe upon intellectual property rights
- Transmit malicious code or attempt to breach security
- Use automated systems to scrape or harvest data beyond permitted API limits
- Share access credentials or resell services without authorisation
- Use data for spam, harassment, or other malicious purposes
3.2 Account Security
If you create an account, you are responsible for maintaining the security of your credentials and all activities under your account. You must notify us immediately of any unauthorised access.
4. Data Sources and Accuracy
4.1 Data Sources
Our data is sourced from legitimate public sources including:
- Companies House (UK government registry)
- London Stock Exchange and financial market data providers
- Other publicly available business directories and databases
4.2 Data Accuracy Disclaimer
Important Notice
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all data. Information should be verified independently for critical business decisions.
4.3 Financial Information
Financial data and market information are provided for informational purposes only and do not constitute investment advice. Always consult with qualified professionals for financial and investment decisions.
5. Intellectual Property Rights
5.1 Our Content
The Financial Pages website, including its design, text, graphics, and software, is owned by us and protected by copyright and other intellectual property laws.
5.2 Licensed Use
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable licence to access and use our services for your internal business purposes.
5.3 Data Usage Rights
You may use the information obtained through our services for legitimate business purposes, but you may not redistribute, resell, or create derivative databases without our express written consent.
6. Limitation of Liability
Liability Limitations
To the maximum extent permitted by law, Financial Pages shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages arising from data inaccuracies or service interruptions
- Third-party actions or content
Our total liability to you for any claim shall not exceed the amount paid by you for our services in the 12 months preceding the claim.
7. Service Availability and Support
7.1 Service Levels
We aim to maintain high service availability but cannot guarantee uninterrupted access. We may perform maintenance that temporarily affects service availability.
7.2 Support
Support is provided during business hours (Monday-Friday, 9:00 AM - 6:00 PM GMT). Contact us through our contact form for assistance.
8. Termination
8.1 Termination by You
You may stop using our services at any time. If you have a paid account, cancellation terms will be outlined in your service agreement.
8.2 Termination by Us
We may terminate or suspend your access immediately if you breach these Terms or engage in conduct that we deem harmful to our services or other users.
8.3 Effect of Termination
Upon termination, your right to use our services ceases immediately. Provisions regarding liability, intellectual property, and dispute resolution survive termination.
9. Governing Law and Disputes
9.1 Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales.
9.2 Dispute Resolution
We encourage resolving disputes through direct communication. Contact us at our contact page to discuss any concerns.
9.3 Jurisdiction
Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting updated Terms on our website with a new "Last Updated" date.
Your continued use of our services after changes take effect constitutes acceptance of the modified Terms.
11. Contact Information
For questions about these Terms of Service, please contact us:
12. General Provisions
12.1 Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
12.2 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Financial Pages regarding our services.
12.3 Waiver
Our failure to enforce any provision of these Terms does not constitute a waiver of such provision or any other provision.